James S. Kakos, DDS Aeshetic Dentistry Arlington Heights

Dental Care Credit Card Financing

As a service to our patients, we are pleased to offer the Care Credit card to help you get the healthy, radiant smile you’ve always wanted with low monthly payment options.

  • CareCredit is a credit card that can be used repeatedly and for any family member.
  • It’s easy to apply for CareCredit and you’ll receive an answer almost immediately. If you’re approved, you can begin treatment even before you get your card.
    You can apply in person at Dr. Kakos’ Arlington Heights Dental Office, you can apply online ( www.carecredit.com) or you may call 800-365-8295.
  • No interest if paid in full within 6 or 12 months payment options.

Learn more by visiting CareCredit.com or contacting our office at 847-758-0100.


  • Billing and Payment

    We know that dental treatment can be expensive, so we try to keep the cost of your dental care down. We appreciate your help in this effort and ask that you pay for treatment at the time of your visit.
    If your treatment program requires several visits, we will provide you with an estimated cost, and a member of our business office will be happy to work with you on making financial arrangements. MasterCard, Visa, Discover, and American Express are all accepted. Please ask our office manager for details.

  • Insurance

    If you have dental insurance, bring your plan information with you to your first visit. Our business staff can handle insurance filing and billing for you, helping to assure that you receive the maximum benefits to which you are entitled.
    Dental insurance will usually cover some, but not all, of the cost of your dental care. Most plans include co-insurance, a deductible, and other expenses that are the patient’s responsibility. We know this information can be confusing, so let us know if you have any questions or concerns.

    Dental insurance has played a role in helping people obtain better care. Since we strongly feel our patients deserve the best possible treatment we can provide, and in an effort to maintain the highest quality of care, we would like to share some facts about dental insurance with you.

    Fact #l Dental insurance companies do not intend for their plans to cover all expenses. Their plans serve only as an aid toward acquiring better care.

    Fact #2 Many dental plans tell their insured that they will be covered “up to 80 percent or up to 100 percent.” In spite of what you are told, most Dentists find that the majority of plans cover about 30 to 40 percent of an average fee. Some pay more, some pay less. The amount your plan pays is determined by how much you or your employer paid for the plan. The less that is paid for the insurance, the less your benefit.

    Fact #3 Many dental services are covered a specific numbers of times in a calendar year (for example, recare appointments may be covered only once every six months.)

    Fact #4 Some insurance companies tell their clients that “fees are above the usual and customary fees” rather than saying to them “our benefits are too low.” In our office we do not view our patients as “usual and customary,” but as quality people who expect quality dentistry. Remember, your insurance benefit is limited by what you or your employer pays for the plan less the profit of the insurance company.